Getting Started

How to use StableUnit protocol in plain english.

1. Earn Passively with USD Pro

Acquire – Swap into USD Pro on any DEX (Uniswap, Curve, Balancer) or mint it by depositing collateral in the app. Hold – Keep the tokens in an EVM wallet, yield streams in automatically.

2. Borrow USD Pro Against Your Assets

Borrow in three clicks

  1. Deposit eligible collateral. UI shows max mintable amount and required buffer.

  2. Borrow USD Pro. Interest accrues on the debt while collateral keeps farming.

  3. Manage position—add collateral or repay any time. A health factor turns yellow as you near the liquidation threshold; stay above the minimum ratio to avoid a forced sale.

Key parameters (set by DAO)

  • Minimum collateral ratio: typically 160 % for majors, higher for volatile LPs

  • Liquidation threshold: ~110–120 % of debt value

  • Stability fee: variable; starts in the low single‑digits

  • Debt ceilings per collateral to prevent concentration risk

If collateral value sinks below the threshold, the protocol sells just enough to cover debt plus a small penalty; any excess is returned.

See the Demo-video in Welcome section.

3. Managing & Safeguarding Your Vault

Stay in the green – the dashboard shows a live health factor and collateral ratio. Aim to keep the ratio well above the minimum (e.g., 1.4 and more). Oracles (Chainlink + Uniswap TWAP) refresh prices every few minutes, so large market moves propagate fast. If your buffer shrinks, you can:

  • Add collateral to lift the ratio.

  • Repay part of the debt; burning USD Pro instantly improves health.

  • Withdraw excess only when the ratio is comfortably high.

Interest (the stability fee) compounds on your debt; paying it down periodically prevents creep. All risk parameters—ratios, fees, debt ceilings—are set on‑chain by the DAO and announced in advance.

Liquidation guardrails – if your ratio slips below the Liquidation LTV threshold, the system sells just enough collateral at a small, fixed discount to cover debt + penalty. Any surplus returns to you. A partial, MEV‑resistant engine limits market impact, while an insurance fund absorbs rare shortfalls. Avoid liquidations by borrowing conservatively and setting price alerts.

4. Example playbooks

Persona
What they do
Why StableUnit fits

Passive saver

Swaps 10 k USDC → USD Pro, holds in wallet

Earns protocol yield with zero clicks; can exit 1:1 any time

LP capital maximizer

Deposits Curve LP worth 50 k, borrows 25 k USD Pro to redeploy

Unlocks dormant liquidity while LP fees keep accruing

Monitor the health bar, keep a safety buffer, and StableUnit lets you farm, borrow, and spend—all on the same stack.

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